{"id":45399,"date":"2014-12-31T10:46:57","date_gmt":"2014-12-31T09:46:57","guid":{"rendered":"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/"},"modified":"2014-12-31T10:46:57","modified_gmt":"2014-12-31T09:46:57","slug":"decret-resiliation-tout-moment-son-contrat-dassurance","status":"publish","type":"post","link":"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/","title":{"rendered":"D\u00e9cret &#8211; R\u00e9siliation \u00e0 tout moment de son contrat d&rsquo;assurance"},"content":{"rendered":"<p style=\"text-align: justify;\">(<span style=\"font-size: 10pt;\">Avec Afp)<\/span><\/p>\n<p style=\"text-align: justify;\"><strong><span style=\"font-family: Arial;\">D\u00e8s le 1er janvier\u00a0il sera\u00a0possible\u00a0de r\u00e9silier\u00a0\u00e0 tout moment des contrats d&rsquo;assurances.<\/span><\/strong><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Arial;\">Le d\u00e9cret, en application de la \u00ab\u00a0loi consommation\u00a0\u00bb datant du 17 mars 2014,\u00a0parait ce mercredi au Journal Officiel.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Arial;\">Les contrats d&rsquo;assurance habitation ou automobile par exemple, sign\u00e9s apr\u00e8s le 1er janvier, pourront apr\u00e8s un an \u00eatre r\u00e9sili\u00e9s \u00e0 tout moment. Jusqu&rsquo;ici, ils ne pouvaient l&rsquo;\u00eatre qu&rsquo;\u00e0 la date anniversaire.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Arial;\">Cette nouvelle facult\u00e9 couvrira l&rsquo;assurance auto, l&rsquo;assurance multirisques habitation, et les assurances dites \u00ab\u00a0affinitaires\u00a0\u00bb qui flanquent un bien (\u00e9lectronique, \u00e9lectrom\u00e9nager&#8230;) ou un service (assurances souscrites pour pratiquer certains sports par exemple).<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Arial;\">La r\u00e9siliation par le consommateur de son contrat prendra effet un mois \u00e0 compter de la r\u00e9ception de la demande par l&rsquo;assureur, et ouvre droit au remboursement de la partie de la prime et de la cotisation non couverte suite \u00e0 la r\u00e9siliation.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Arial;\">Lorsque ces assurances sont obligatoires (assurance automobile et assurance habitation), la demande de r\u00e9siliation devra mentionner le nouvel assureur, qui effectuera cette r\u00e9siliation pour le compte de l&rsquo;assur\u00e9. Le nouvel assureur devra ainsi veiller \u00e0 la continuit\u00e9 de la couverture, selon le minist\u00e8re.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Arial;\">Pour les contrats conclus avant le 1er janvier, le nouveau syst\u00e8me prendra effet \u00e0 partir de la prochaine reconduction tacite.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Arial;\">Le principe de la reconduction reste cependant en vigueur: s&rsquo;il n&rsquo;entreprend pas de d\u00e9marche particuli\u00e8re, un particulier restera couvert par le m\u00eame contrat.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-family: Arial;\">Jusqu&rsquo;ici, les assureurs rappelaient \u00e0 leurs clients que leur contrat allait \u00eatre reconduit peu avant la date anniversaire, leur laissant ainsi la possibilit\u00e9 de r\u00e9silier.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Avec Afp) D\u00e8s le 1er janvier\u00a0il sera\u00a0possible\u00a0de r\u00e9silier\u00a0\u00e0 tout moment des contrats d&rsquo;assurances. Le d\u00e9cret, en application de la \u00ab\u00a0loi [&hellip;]<\/p>\n","protected":false},"author":44,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24,10],"tags":[],"class_list":["post-45399","post","type-post","status-publish","format-standard","hentry","category-epinal","category-societe"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>D\u00e9cret - R\u00e9siliation \u00e0 tout moment de son contrat d&#039;assurance - Epinal Info<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"D\u00e9cret - R\u00e9siliation \u00e0 tout moment de son contrat d&#039;assurance - Epinal Info\" \/>\n<meta name=\"twitter:description\" content=\"(Avec Afp) D\u00e8s le 1er janvier\u00a0il sera\u00a0possible\u00a0de r\u00e9silier\u00a0\u00e0 tout moment des contrats d&rsquo;assurances. Le d\u00e9cret, en application de la \u00ab\u00a0loi [&hellip;]\" \/>\n<meta name=\"twitter:creator\" content=\"@VosgesInfo88\" \/>\n<meta name=\"twitter:site\" content=\"@VosgesInfo88\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"la r\u00e9daction\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/\"},\"author\":{\"name\":\"la r\u00e9daction\",\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/#\/schema\/person\/faee6704a21f3977511db84bd1cd450f\"},\"headline\":\"D\u00e9cret &#8211; R\u00e9siliation \u00e0 tout moment de son contrat d&rsquo;assurance\",\"datePublished\":\"2014-12-31T09:46:57+00:00\",\"dateModified\":\"2014-12-31T09:46:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/\"},\"wordCount\":286,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/#organization\"},\"articleSection\":[\"Epinal\",\"Soci\u00e9t\u00e9\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/\",\"url\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/\",\"name\":\"D\u00e9cret - R\u00e9siliation \u00e0 tout moment de son contrat d'assurance - Epinal Info\",\"isPartOf\":{\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/#website\"},\"datePublished\":\"2014-12-31T09:46:57+00:00\",\"dateModified\":\"2014-12-31T09:46:57+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"D\u00e9cret &#8211; R\u00e9siliation \u00e0 tout moment de son contrat d&rsquo;assurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/#website\",\"url\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/\",\"name\":\"Epinal Info\",\"description\":\"Toute l&#039;actualit\u00e9 d&#039;\u00c9pinal\",\"publisher\":{\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/#organization\"},\"alternateName\":\"Toute l'actualit\u00e9 d'\u00c9pinal\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/#organization\",\"name\":\"Epinal Info\",\"url\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/vosgesinfo.fr\/app\/uploads\/sites\/3\/2023\/08\/logo-epinalinfos.svg\",\"contentUrl\":\"https:\/\/vosgesinfo.fr\/app\/uploads\/sites\/3\/2023\/08\/logo-epinalinfos.svg\",\"width\":1,\"height\":1,\"caption\":\"Epinal Info\"},\"image\":{\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Epinalinfos\",\"https:\/\/x.com\/VosgesInfo88\",\"https:\/\/www.youtube.com\/@vosgesinfo\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/#\/schema\/person\/faee6704a21f3977511db84bd1cd450f\",\"name\":\"la r\u00e9daction\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6673d8bc6a9c17fa9a453eaa3448de834fa308c2ec9635b7aa99441a7c8d2cf6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6673d8bc6a9c17fa9a453eaa3448de834fa308c2ec9635b7aa99441a7c8d2cf6?s=96&d=mm&r=g\",\"caption\":\"la r\u00e9daction\"},\"url\":\"https:\/\/vosgesinfo.fr\/epinalinfo\/author\/redac\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"D\u00e9cret - R\u00e9siliation \u00e0 tout moment de son contrat d'assurance - Epinal Info","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/","twitter_card":"summary_large_image","twitter_title":"D\u00e9cret - R\u00e9siliation \u00e0 tout moment de son contrat d'assurance - Epinal Info","twitter_description":"(Avec Afp) D\u00e8s le 1er janvier\u00a0il sera\u00a0possible\u00a0de r\u00e9silier\u00a0\u00e0 tout moment des contrats d&rsquo;assurances. Le d\u00e9cret, en application de la \u00ab\u00a0loi [&hellip;]","twitter_creator":"@VosgesInfo88","twitter_site":"@VosgesInfo88","twitter_misc":{"\u00c9crit par":"la r\u00e9daction","Dur\u00e9e de lecture estim\u00e9e":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/#article","isPartOf":{"@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/"},"author":{"name":"la r\u00e9daction","@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/#\/schema\/person\/faee6704a21f3977511db84bd1cd450f"},"headline":"D\u00e9cret &#8211; R\u00e9siliation \u00e0 tout moment de son contrat d&rsquo;assurance","datePublished":"2014-12-31T09:46:57+00:00","dateModified":"2014-12-31T09:46:57+00:00","mainEntityOfPage":{"@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/"},"wordCount":286,"commentCount":0,"publisher":{"@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/#organization"},"articleSection":["Epinal","Soci\u00e9t\u00e9"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/","url":"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/","name":"D\u00e9cret - R\u00e9siliation \u00e0 tout moment de son contrat d'assurance - Epinal Info","isPartOf":{"@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/#website"},"datePublished":"2014-12-31T09:46:57+00:00","dateModified":"2014-12-31T09:46:57+00:00","breadcrumb":{"@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/2014\/12\/decret-resiliation-tout-moment-son-contrat-dassurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/vosgesinfo.fr\/epinalinfo\/"},{"@type":"ListItem","position":2,"name":"D\u00e9cret &#8211; R\u00e9siliation \u00e0 tout moment de son contrat d&rsquo;assurance"}]},{"@type":"WebSite","@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/#website","url":"https:\/\/vosgesinfo.fr\/epinalinfo\/","name":"Epinal Info","description":"Toute l&#039;actualit\u00e9 d&#039;\u00c9pinal","publisher":{"@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/#organization"},"alternateName":"Toute l'actualit\u00e9 d'\u00c9pinal","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/vosgesinfo.fr\/epinalinfo\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/#organization","name":"Epinal Info","url":"https:\/\/vosgesinfo.fr\/epinalinfo\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/#\/schema\/logo\/image\/","url":"https:\/\/vosgesinfo.fr\/app\/uploads\/sites\/3\/2023\/08\/logo-epinalinfos.svg","contentUrl":"https:\/\/vosgesinfo.fr\/app\/uploads\/sites\/3\/2023\/08\/logo-epinalinfos.svg","width":1,"height":1,"caption":"Epinal Info"},"image":{"@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Epinalinfos","https:\/\/x.com\/VosgesInfo88","https:\/\/www.youtube.com\/@vosgesinfo"]},{"@type":"Person","@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/#\/schema\/person\/faee6704a21f3977511db84bd1cd450f","name":"la r\u00e9daction","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/vosgesinfo.fr\/epinalinfo\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6673d8bc6a9c17fa9a453eaa3448de834fa308c2ec9635b7aa99441a7c8d2cf6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6673d8bc6a9c17fa9a453eaa3448de834fa308c2ec9635b7aa99441a7c8d2cf6?s=96&d=mm&r=g","caption":"la r\u00e9daction"},"url":"https:\/\/vosgesinfo.fr\/epinalinfo\/author\/redac\/"}]}},"_links":{"self":[{"href":"https:\/\/vosgesinfo.fr\/epinalinfo\/wp-json\/wp\/v2\/posts\/45399","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vosgesinfo.fr\/epinalinfo\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vosgesinfo.fr\/epinalinfo\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vosgesinfo.fr\/epinalinfo\/wp-json\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/vosgesinfo.fr\/epinalinfo\/wp-json\/wp\/v2\/comments?post=45399"}],"version-history":[{"count":0,"href":"https:\/\/vosgesinfo.fr\/epinalinfo\/wp-json\/wp\/v2\/posts\/45399\/revisions"}],"wp:attachment":[{"href":"https:\/\/vosgesinfo.fr\/epinalinfo\/wp-json\/wp\/v2\/media?parent=45399"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vosgesinfo.fr\/epinalinfo\/wp-json\/wp\/v2\/categories?post=45399"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vosgesinfo.fr\/epinalinfo\/wp-json\/wp\/v2\/tags?post=45399"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}