{"id":18182,"date":"2016-03-28T16:30:11","date_gmt":"2016-03-28T14:30:11","guid":{"rendered":"https:\/\/vosgesinfo.fr\/gerardmerinfo\/2016\/03\/banque-lasf-leve-voile-quelques-questions-essentielles\/"},"modified":"2016-03-28T16:30:11","modified_gmt":"2016-03-28T14:30:11","slug":"banque-lasf-leve-voile-quelques-questions-essentielles","status":"publish","type":"post","link":"https:\/\/vosgesinfo.fr\/gerardmerinfo\/2016\/03\/banque-lasf-leve-voile-quelques-questions-essentielles\/","title":{"rendered":"Banque : l&rsquo;ASF l\u00e8ve le voile sur quelques questions essentielles"},"content":{"rendered":"<p><strong><a href=\"\/2016\/03\/ASF-Atelier-2.jpg\"><img decoding=\"async\" class=\"aligncenter wp-image-80583\" src=\"\/2016\/03\/ASF-Atelier-2-1024x576.jpg\" alt=\"ASF Atelier (2)\" width=\"560\" height=\"315\" \/><\/a>La banque &amp; moi, tel fut le th\u00e8me du 13\u00e8me atelier d&rsquo;\u00e9change et d&rsquo;information propos\u00e9 par l&rsquo;Association Syndicale des Familles de G\u00e9rardmer.<\/strong><\/p>\n<p>Le\u00a0cycle\u00a0d\u2019atelier\u00a0d\u2019\u00e9changes\u00a0et\u00a0d\u2019information\u00a0se\u00a0poursuit\u00a0en\u00a0partenariat\u00a0avec\u00a0le\u00a0Centre\u00a0R\u00e9gional\u00a0des\u00a0Organisateurs<\/p>\n<p>de\u00a0Consommateurs,\u00a0dans\u00a0le\u00a0cadre\u00a0de\u00a0l\u2019Ecole\u00a0des\u00a0Consommateurs\u00a0Itin\u00e9rante.<\/p>\n<p>Informer\u00a0r\u00e9guli\u00e8rement\u00a0est\u00a0la\u00a0mission\u00a0que\u00a0s\u2019est\u00a0assign\u00e9e\u00a0l\u2019association\u00a0locale\u00a0de\u00a0d\u00e9fense\u00a0des\u00a0locataires\u00a0et\u00a0des<\/p>\n<p>consommateurs\u00a0de\u00a0G\u00e9rardmer\u00a0qui\u00a0tient\u00a0des\u00a0permanences\u00a0journali\u00e8res\u00a0au\u00a0Mille\u00a0Club\u00a0du\u00a0Quartier\u00a0Kl\u00e9ber.\u00a0Le\u00a0jeudi<\/p>\n<p>10\u00a0mars\u00a02016,\u00a0le\u00a0th\u00e8me\u00a0retenu\u00a0par\u00a0l\u2019association\u00a0\u00e9tait\u00a0:\u00a0La\u00a0Banque\u00a0et\u00a0Moi.\u00a0<i>\u00ab\u00a0Parler\u00a0de\u00a0la\u00a0Banque,\u00a0qui\u00a0depuis\u00a0<\/i><\/p>\n<p><i>longtemps\u00a0a\u00a0diversifi\u00e9\u00a0ses\u00a0activit\u00e9s,\u00a0nous\u00a0a\u00a0apparu\u00a0\u00eatre\u00a0un\u00a0th\u00e8me\u00a0int\u00e9ressant\u00a0\u00e0\u00a0aborder\u00a0avec\u00a0nos\u00a0adh\u00e9rents\u00a0afin\u00a0<\/i><\/p>\n<p><i>de\u00a0leur\u00a0apporter\u00a0une\u00a0information\u00a0au\u00a0travers\u00a0d\u2019une\u00a0approche\u00a0ludique.\u00a0\u00bb<\/i>\u00a0tient\u00a0\u00e0\u00a0pr\u00e9ciser\u00a0Pierre\u00a0G\u00e9hin,\u00a0le\u00a0Pr\u00e9sident<\/p>\n<p>de\u00a0l\u2019association.<\/p>\n<p>C\u2019est\u00a0Marion\u00a0Rolin,\u00a0conseill\u00e8re\u00a0en\u00a0\u00e9conomie\u00a0familiale,\u00a0en\u00a0charge\u00a0\u00a0de\u00a0l\u2019Ecole\u00a0Itin\u00e9rante\u00a0des\u00a0Consommateurs,\u00a0qui\u00a0a<\/p>\n<p>anim\u00e9\u00a0l\u2019atelier\u00a0en\u00a0abordant\u00a0la\u00a0relation,\u00a0parfois\u00a0sensible,\u00a0d\u2019un\u00a0client\u00a0\u00e0\u00a0sa\u00a0banque,\u00a0au\u00a0travers\u00a0d\u2019un\u00a0parcours\u00a0style<\/p>\n<p>\u00ab\u00a0jeu\u00a0de\u00a0l\u2019oie\u00a0\u00bb<\/p>\n<p><i>\u00abLes\u00a0\u00a0quinze\u00a0participants,\u00a0r\u00e9partis\u00a0en\u00a03\u00a0\u00e9quipes\u00a0devaient,\u00a0\u00e0\u00a0tour\u00a0de\u00a0r\u00f4le,\u00a0lancer\u00a0un\u00a0d\u00e9,\u00a0avancer\u00a0leur\u00a0pion\u00a0et\u00a0<\/i><\/p>\n<p><i>r\u00e9pondre\u00a0\u00e0\u00a0une\u00a0question\u00a0correspondant\u00a0\u00e0\u00a0la\u00a0case\u00a0d\u2019arriv\u00e9e.\u00bb<\/i>\u00a0explique\u00a0l\u2019animatrice.<\/p>\n<p>Le\u00a0jeu\u00a0a\u00a0ainsi\u00a0permis\u00a0d\u2019aborder\u00a0diff\u00e9rents\u00a0chapitres\u00a0de\u00a0la\u00a0relation\u00a0au\u00a0banquier,\u00a0\u00e0\u00a0savoir\u00a0:\u00a0les\u00a0cr\u00e9dits,\u00a0les\u00a0moyens\u00a0de<\/p>\n<p>paiement,\u00a0les\u00a0comptes\u00a0bancaires,\u00a0les\u00a0produits\u00a0d\u2019assurances,\u00a0les\u00a0frais\u00a0bancaires,\u00a0le\u00a0surendettement\u2026<\/p>\n<p>Parmi\u00a0les\u00a0questions\u00a0pos\u00e9es,\u00a0on\u00a0a\u00a0relev\u00e9\u00a0:\u00a0Un\u00a0commer\u00e7ant\u00a0peut-il\u00a0refuser\u00a0un\u00a0ch\u00e8que\u00a0en\u00a0paiement\u00a0?\u00a0\u00a0Toutes\u00a0les\u00a0cartes<\/p>\n<p>bancaires\u00a0sont-elles\u00a0des\u00a0cartes\u00a0de\u00a0paiement\u00a0?\u00a0\u00a0Montant\u00a0des\u00a0frais\u00a0que\u00a0peut\u00a0pr\u00e9lever\u00a0une\u00a0banque\u00a0lors\u00a0d\u2019un\u00a0rejet\u00a0de<\/p>\n<p>ch\u00e8que\u00a0?\u00a0Quel\u00a0est\u00a0le\u00a0d\u00e9lai\u00a0de\u00a0r\u00e9tractation\u00a0pour\u00a0un\u00a0cr\u00e9dit\u00a0\u00e0\u00a0la\u00a0consommation\u00a0?\u00a0Une\u00a0banque\u00a0peut-elle\u00a0refuser<\/p>\n<p>l\u2019ouverture\u00a0d\u2019un\u00a0compte\u00a0?\u00a0Peut-elle\u00a0fermer\u00a0de\u00a0sa\u00a0propre\u00a0initiative\u00a0un\u00a0compte\u00a0bancaire\u00a0?<\/p>\n<p><i>\u00a0\u00ab\u00a0Ce\u00a0type\u00a0d\u2019animation\u00a0permet\u00a0une\u00a0participation\u00a0active\u00a0des\u00a0participants\u00a0qui\u00a0les\u00a0incitent\u00a0\u00e0\u00a0intervenir\u00a0spontan\u00e9ment\u00a0en\u00a0posant\u00a0des\u00a0questions 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