{"id":91654,"date":"2026-05-22T13:13:06","date_gmt":"2026-05-22T11:13:06","guid":{"rendered":"https:\/\/vosgesinfo.fr\/saintdieinfo\/?p=91654"},"modified":"2026-05-22T13:07:11","modified_gmt":"2026-05-22T11:07:11","slug":"cresus-vosges-alerte-sur-la-fragilite-financiere-de-nombreux-menages-vosgiens","status":"publish","type":"post","link":"https:\/\/vosgesinfo.fr\/saintdieinfo\/2026\/05\/cresus-vosges-alerte-sur-la-fragilite-financiere-de-nombreux-menages-vosgiens\/","title":{"rendered":"CRESUS Vosges alerte sur la fragilit\u00e9 financi\u00e8re de nombreux m\u00e9nages vosgiens"},"content":{"rendered":"

\"\"<\/a><\/p>\n

L\u2019assembl\u00e9e g\u00e9n\u00e9rale de la Chambre R\u00e9gionale du Surendettement Social \u2013 CRESUS Vosges<\/strong> \u2013 s\u2019est tenue ce jeudi apr\u00e8s-midi \u00e0 la Tour de la Libert\u00e9<\/strong>, autour de Dominique Rudolf<\/strong>, pr\u00e9sident de l\u2019association, du tr\u00e9sorier Claude Blotas<\/strong> et des b\u00e9n\u00e9voles du secr\u00e9tariat Sophia Parmentier<\/strong> et Franco Tuzi<\/strong>. Ces assises annuelles ont mis en \u00e9vidence une situation financi\u00e8re toujours fragile pour de nombreux m\u00e9nages vosgiens<\/strong>, malgr\u00e9 une l\u00e9g\u00e8re baisse du nombre de dossiers de surendettement d\u00e9pos\u00e9s.<\/h2>\n

<\/p>\n

Plus de 3 700 appels en 2025<\/strong><\/h3>\n

En 2025, CRESUS Vosges a enregistr\u00e9 pr\u00e8s de 3 760 appels t\u00e9l\u00e9phoniques<\/strong>, soit plus de 300 appels par mois<\/strong>. Les permanences ont poursuivi l\u2019accueil des b\u00e9n\u00e9ficiaires sur le territoire, avec un accompagnement centr\u00e9 notamment sur les dossiers de surendettement<\/strong> et les demandes de microcr\u00e9dit<\/strong>.<\/p>\n

La permanence d\u00e9localis\u00e9e de Mirecourt<\/strong> sera maintenue en 2026, malgr\u00e9 la d\u00e9mission d\u2019une b\u00e9n\u00e9vole. L\u2019association devra toutefois composer avec des difficult\u00e9s de recrutement<\/strong>, apr\u00e8s la perte de deux b\u00e9n\u00e9voles<\/strong> en 2025.<\/p>\n

Des dossiers de surendettement en l\u00e9g\u00e8re baisse<\/strong><\/h3>\n

Le nombre de dossiers de surendettement d\u00e9pos\u00e9s<\/strong> est pass\u00e9 de 230 en 2024<\/strong> \u00e0 211 en 2025<\/strong>, soit une baisse d\u2019environ 9 %<\/strong>. Cette diminution reste \u00e0 nuancer, car le volume de dossiers ouverts demeure presque stable, avec 337 dossiers en 2025<\/strong> contre 336 l\u2019ann\u00e9e pr\u00e9c\u00e9dente<\/strong>.<\/p>\n

Dans ce domaine, 715 rendez-vous<\/strong> ont \u00e9t\u00e9 assur\u00e9s. Les Maisons de la Solidarit\u00e9 et de la Vie Sociale<\/strong> restent les principaux relais vers l\u2019association, avec 42 % des orientations<\/strong> de b\u00e9n\u00e9ficiaires.<\/p>\n

Le microcr\u00e9dit sous tension<\/strong><\/h3>\n

La hausse la plus marqu\u00e9e concerne le microcr\u00e9dit<\/strong>. En 2025, CRESUS Vosges a ouvert 243 dossiers<\/strong>, soit une progression de 22 %<\/strong>. Cette \u00e9volution traduit une pr\u00e9carit\u00e9 financi\u00e8re plus forte<\/strong> chez les m\u00e9nages accompagn\u00e9s.<\/p>\n

Sur l\u2019ensemble des demandes d\u00e9pos\u00e9es, 17 dossiers<\/strong> ont \u00e9t\u00e9 accept\u00e9s par les partenaires financiers, pour un montant total d\u2019environ 52 000 euros<\/strong>. Le taux d\u2019acceptation tombe ainsi \u00e0 7 %<\/strong>, contre 17 % en 2024<\/strong>. Les capacit\u00e9s de remboursement insuffisantes de m\u00e9nages d\u00e9j\u00e0 fragilis\u00e9s expliquent en partie ces refus. \u00ab Ces chiffres restent un indicateur marquant de la pr\u00e9carit\u00e9 financi\u00e8re<\/strong> de nombre de nos concitoyens \u00bb, souligne l\u2019association, qui mobilise deux \u00e9quipes de b\u00e9n\u00e9voles<\/strong> sur cette mission.<\/p>\n

Un r\u00f4le institutionnel maintenu<\/strong><\/h3>\n

En parall\u00e8le de l\u2019accompagnement individuel, CRESUS Vosges continue de si\u00e9ger chaque mois \u00e0 la commission de surendettement des Vosges<\/strong>. L\u2019association participe aussi au Conseil D\u00e9partemental de l\u2019Inclusion Financi\u00e8re<\/strong> et apporte son expertise aupr\u00e8s de la commission de coordination des actions de pr\u00e9vention des expulsions locatives \u2013 CCAPEX<\/strong> \u2013 de Saint-Di\u00e9-des-Vosges<\/strong>.<\/p>\n

CRESUS Vosges regrette par ailleurs le manque de notori\u00e9t\u00e9 du label Point Conseil Budget<\/strong>, cr\u00e9\u00e9 par l\u2019\u00c9tat en 2019, encore peu identifi\u00e9 par le grand public.<\/p>\n

Une ann\u00e9e 2026 d\u00e9j\u00e0 sous pression<\/strong><\/h3>\n

Malgr\u00e9 une mobilisation toujours pr\u00e9sente, l\u2019association aborde 2026<\/strong> dans un contexte tendu, marqu\u00e9 par une situation \u00e9conomique nationale fragile<\/strong> et un climat international incertain<\/strong>, les besoins d\u2019accompagnement budg\u00e9taire restant \u00e9lev\u00e9s dans le d\u00e9partement.<\/p>\n

\"\"<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

L\u2019assembl\u00e9e g\u00e9n\u00e9rale de la Chambre R\u00e9gionale du Surendettement Social \u2013 CRESUS Vosges \u2013 s\u2019est tenue ce jeudi apr\u00e8s-midi \u00e0 la […]<\/p>\n","protected":false},"author":46,"featured_media":91656,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[460,13,17,18],"tags":[2486,6544,21697,21698,2801,2881,1290,43],"class_list":["post-91654","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-societe","category-vie-associative","category-vosges","tag-budget","tag-cresus-vosges","tag-microcredit","tag-point-conseil-budget","tag-precarite","tag-saint-die-des-vosges","tag-surendettement","tag-vosges"],"acf":[],"yoast_head":"\nCRESUS Vosges alerte sur la fragilit\u00e9 financi\u00e8re de nombreux m\u00e9nages vosgiens - Saint Die Info<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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